What You Need To Know About Starting A Business

olive-wolverine-471793.hostingersite.com (February 12, 2020)–Last year, stats showed that there were

around 30 million small businesses

in the USA alone. That’s a pretty impressive number, and when you apply it to other countries around the world, it’s clear that business ownership is on the up. There’s something deeply appealing about starting your own business; you get to decide your own hours, you’re never in thrall to a boss (although you may have to deal with some nightmare clients), and you can truly say you’re what makes your business great. It’s not all sunshine and rainbows, though. Here’s what you need to know about starting a business.

It takes money

You’d be amazed at how many people seem to forget that starting a business is a costly endeavor. You’ll need money if you want to make it in the world of entrepreneurship; even starting up your business and getting established will set you back a considerable amount of money. You could look to many sources to shore up some cash. Business loans are a good idea, but if you’re looking for a cash injection quickly,

why not consider logbookloans

? It’s a site that offers quick cash against your vehicle, which is a great way to drum up some money for your first business endeavor.

It’s not easy

We know it sounds extremely obvious, but many people don’t seem to realize that a business won’t be plain sailing. Not only will you have to source the aforementioned funding, but you’ll also encounter many pitfalls and problems along the way, and they’ll come in lots of shapes and sizes depending on whereabouts you are in your business journey. Before you set out to start your company, make sure that you understand this will be hard. It’s no good quitting your day job only to realize you’ve got a much bigger task in front of you than you thought.

It might fail

Around 50% of businesses fail within their fifth year of operation, while a staggering 20% fail within their first year. This number isn’t anywhere near the oft-reported 90% that some outlets like to claim as gospel, but it’s still pretty high. With that in mind, you need to remember that there’s every chance your business will fail. This doesn’t necessarily mean that you did a poor job or that you aren’t a good entrepreneur; it could be down to a dip in the market or any number of other things that are out of your control. Accept failure and move on if it does happen.

Being in charge is exhilarating

If you’ve spent your whole life as an employee, then starting your own business can be incredibly exhilarating, but also very intimidating. Where do you begin when your hours aren’t being dictated to you by an external boss figure? Working without a boss is a skill you can acquire, but it’s going to take time and effort to do so. You’ll need to divest yourself of the mentality that you’ve got someone to answer to. Once you do, though, you’ll find the feeling of making all the decisions and being in charge utterly exhilarating and thrilling.

It’s not for everyone

There is every chance that you’re simply not the right person to start a business. That’s completely fine, and it’s not something you should fight. Some are born leaders and entrepreneurs, while others are much better suited to desk work. That’s not a slight on your personality at all; knowing your strengths and understanding how to play to them is very important. If you get a few weeks or months into your business endeavor and realize it’s not for you, there are steps you can take to quit. Just remember: you’re never trapped, and this is never the end of your career if you don’t want it to be.

It’s extremely competitive

This will, of course, vary from business to business, but the vast majority of enterprise

is incredibly competitive

. You won’t find it easy to establish yourself and your business if you’re not willing to go the extra mile as far as marketing is concerned. Building a name and brand identity for yourself is one of the most important things you can do as a business owner, but you won’t do it unless you’re willing to stick your neck out for your company. Obviously, don’t resort to anything underhanded or illegal, but you should do everything in your power to ensure your business succeeds.

It’s a team effort

Whether your business is an entirely solo endeavor or you’ve got staff, remember that starting and

operating a small business is a team effort

. If you don’t have staff, you’re working as a team with your clients, any freelancers to whom you’re outsourcing, and other individuals and businesses you need to work with. Don’t shut others out, especially if they have important critical feedback that could help you improve the day-to-day operation of your business. Allow yourself to work in a team with others and you’ll reap the benefits.

It requires you to be ruthless…with yourself

Contrary to popular opinion, starting a business does not require you to be ruthless with your staff members. It does, however, need you to be strict – almost ascetic – with yourself. Curb any bad spending habits you may have and work on negative personality traits that could seriously affect how you’re doing business. Are you quick to anger? Do you give up easily? These are characteristics that won’t be good for your business in the short- or long-term. Know that if you’re going to start a business, there’s a great deal of character development involved on your part.

STUDY: Kratom May Have Therapeutic Effects And Relatively Low Potential For Abuse Or Harm

(

John Hopkins Medicine)

(February 2020)–Using results of a survey of more than 2,700 self-reported users of the herbal supplement kratom, sold online and in smoke shops around the U.S., Johns Hopkins Medicine researchers conclude that the psychoactive compound somewhat similar to opioids likely has a lower rate of harm than prescription opioids for treating pain, anxiety, depression and addiction.

Kratom Leaves (left)  Young kratom trees in Indonesia (right) Credit: American Kratom Association

In a report on the findings, published in the Feb. 3 issue of

Drug and Alcohol Dependence,

the researchers caution that while self-reporting surveys aren’t always entirely reliable, they confirmed that kratom is not regulated or approved by the U.S. Food and Drug Administration (FDA), and that scientific studies have not been done to formally establish safety and benefits. They say that U.S. drug agencies should seek to study and regulate rather than ban kratom sales outright because of its seemingly safe therapeutic potential, and as a possible alternative to opioid use.

The American Kratom Association (AKA), a consumer advocacy group, estimates that 10-16 million people in the U.S. regularly use kratom by either eating its ground leaves in food or brewing them in tea. Kratom is a tropical plant related to coffee trees, and grown mainly in Southeast Asia. It contains a chemical called mitragynine, an alkaloid that acts on the brain opiate receptors and alters mood. In Asia, where use has long been widespread, people use it in small doses as an energy and mood booster, similar to coffee use in the West. They use larger amounts for pain, or recreationally like beer and wine.

Kratom products are unregulated and nonstandardized, and reports — although sparse — have linked its use to hallucinations, seizures and liver damage, when combined with alcohol or other drugs. In 2016, the U.S. Drug Enforcement Agency (DEA) proposed banning commercial sale and use, and the FDA has advised categorizing it as a Schedule I drug, meaning it has no proven medical application and has a high risk of abuse. These agencies were met with public and supplement industry pushback, and no action was taken. A salmonella contamination outbreak in 2018 among users increased concerns.

However, says

Albert Garcia-Romeu, Ph.D.

, instructor of psychiatry and behavioral sciences at the Johns Hopkins University School of Medicine, the new survey findings “suggest that kratom doesn’t belong in the category of a Schedule I drug, because there seems to be relatively low rate of abuse potential, and there may be medical applications to explore, including as a possible treatment for pain and opioid use disorder.”

“There has been a bit of fearmongering,” he adds, “because kratom is opioidlike, and because of the toll of our current opioid epidemic.”

A 2015 study in Thailand that reported that people in Asia have been using kratom successfully to treat opioid addiction for decades renewed interest among researchers in the U.S.

For the current survey, Garcia-Romeu says, he and his team enrolled 2,798 people to complete an online survey on their use of kratom. They recruited participants online and through social media, as well as through the AKA. Overall, users were mostly white, educated and middle-aged. Some 61% of users were women, and 90% were white. About 6% reported being multiracial, 1.5% reported being Native American or Hawaiian, 0.5% reported being Asian and 0.4% said they were African American. Participants were an average age of 40. About 84% of participants reported having at least some college education.

Of these participants, 91% reported taking kratom to alleviate pain on average a couple times a day for back, shoulder and knee pain, 67% for anxiety and 65% for depression. About 41% of survey responders said they took kratom to treat opioid withdrawal, and of those people who took it for opioid withdrawal, 35% reported going more than a year without taking prescription opioids or heroin.

As part of the survey, participants completed a Substance Use Disorder Symptom checklist to assess whether their use qualified as a substance use disorder according to the American Psychiatric Association

Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition

guidelines. Fewer than 3% of responses met the criteria for moderate or severe substance use disorder for abusing kratom, but about 13% met some criteria for kratom-related substance use disorder. This is comparable to about 8%–12% of people prescribed opioid medications who became dependent, according to statistics from the U.S. National Institute for Drug Abuse (NIDA).

“Both prescription and illicit opioids carry the risk of lethal overdose as evidenced by the more than 47,000 opioid overdose deaths in the U.S. in 2017,” says Garcia-Romeu. “Notably there’s been fewer than 100 kratom-related deaths reported in a comparable period, and most of these involved mixing with other drugs or in combination with preexisting health conditions.”

A third of the survey participants reported having mild unpleasant side effects from kratom, such as constipation, upset stomach or lethargy, which mostly resolved within a day. Only 1.9% reported that side effects were severe enough for them to seek medical treatment, such as feeling withdrawal symptoms such as anxiety, irritability, depression or insomnia when the kratom wore off. Fewer than 10% of participants reported notable kratom-related withdrawal symptoms.

“Although our findings show kratom to be relatively safe according to these self-reports, unregulated medicinal supplements raise concerns with respect to contamination or higher doses of the active chemicals, which could increase negative side effects and harmful responses,” says Garcia-Romeu. “This is why we advocate for the FDA to regulate kratom, which would require testing for impurities and maintaining safe levels of the active chemicals. Otherwise, unregulated products run the risk of unsafe additives and dosing problems, which could be like getting a shot of grain alcohol when you were trying to order a beer.”

Garcia-Romeu adds that data is scant on whether one can overdose on kratom alone, or how it interacts with alcohol or other drugs. The researchers also say rigorous clinical research needs to be done to test kratom for its potential therapeutic benefits, for behavioral intoxication effects and adverse side effects to further help inform government policy and regulation. They also suggest that people err on the side of caution and not mix kratom with any other drugs or medications, and to always talk with their health care provider before taking any supplement.

Aside from Garcia-Romeu, authors on the study include David Cox, Kelly Dunn and Roland Griffiths of Johns Hopkins and Kirsten Smith of NIDA.

Support for this study was provided in part by grants from NIDA (R01DA003889 and R01DA035246).

Dunn has consulted for Grünenthal.

$8,698 LIHEAP Grant for Gloucester County

(Woodbury, NJ) – Gloucester County is the recipient of a Low Income Home Energy Assistance Program (LIHEAP) CWA Administration grant of $8,698.

LIHEAP is federally funded program administered by the Department of Community Affairs. The program helps low-income households pay for heating costs including electric, natural gas, oil and other deliverable fuels, even if heat is included in rent costs. LIHEAP grants are also available for medically necessary cooling costs.

Freeholder Director Robert M. Damminger said, “The Home Energy Assistance grant will help us in assisting low-income residents with their heating and cooling bills by offsetting the administrative costs associated with these services.”

The award granted to Gloucester County will provide funds to administer the intake and eligibility determination of prospective beneficiaries of the LIHEAP program, including the accurate input of verified client information into the Family Assistance Management Information System.

Freeholder Jim Jefferson, Liaison to the Department of Social Services, said, “This grant helps us assist our residents have access to basic essentials such as food, heat, and a home, especially during the colder months.”

Gloucester County residents who feel they may qualify for LIHEA may contact (856) 423-0040.

Food Waste Recycling Pilot in Camden County

(Gloucester Township, NJ) – Cafeterias and kitchens in county buildings will soon begin filling recycling containers instead of dumpsters thanks to a pilot program approved by the Freeholder Board. Proposals are currently being accepted to find a vendor who will collect food waste generated during meal preparation and transport it to local composting and food recycling sites.

Mass production kitchens, like the ones at Camden County College and the Camden County Correctional Facility, produce thousands of pounds of food waste during preparation. However, the skin of potatoes, peels of bananas, and other excess organic materials currently being carted away to the incinerator or landfill along with the rest of Camden County’s trash, can be recycled and reused just like paper and plastics.

The pilot program is one more way the Freeholder Board hopes to lessen the environmental impact of facilities owned and operated by the county.

“We’re looking at thousands of pounds of organic material that has an environmentally-friendly, cost-effective use, and we are currently throwing it away with all of our other trash,” said Freeholder Jonathan Young, liaison to the Camden County Office of Sustainability. “By reducing the tonnage we’re sending to the incinerator we can save the taxpayer money, while also taking the county one-step further towards environmental sustainability.”

To implement the program, the county is looking for a vendor to supply 55-gallon bins that can store food waste generated in kitchens at county facilities. That vendor will then collect the recyclable material and deliver it to sites where it can be reused as animal feed or recycled via composting or anaerobic digestion.

Composting involves mixing food waste with browns like leaves and dirt to create a nutrient rich soil conditioner. Once the organic material has broken down, the mixture can be combined with soil used to grow plants, fruits, and vegetables.

Alternatively, anaerobic digestion uses microorganisms to break down the food waste, which then releases methane. This methane can be converted into usable gas which generates electricity, heat, or other fuels.

Collected materials for the pilot program are to come solely from kitchen preparation, where the majority of waste is generated. Cooked ingredients and food that has been handled by customers or patrons will continue to be thrown in the trash to avoid contamination.

“The United States generates more than 100 billion pounds of mostly edible food waste each year,” Young said. “If we can find a way to reduce our contribution to that total, while also saving the taxpayer money and reducing the amount of material entering our waste stream, then we are going to pursue it.”

Bids for the program will be opened on Feb. 11. The chosen vendor will be awarded a one-year contract for food waste collection services, with the opportunity to renew the program twice.

The program will be administered by Camden County’s Office of Sustainability, the first-of-its-kind in New Jersey, which also runs several county-wide sustainability programs and initiatives and serves as a central hub for all of the county’s 37 municipalities. The office runs the Hydroponic Greenhouse Program, started in 2016, which grows fruits and vegetables year-round to use in lunches for senior programs and to generate revenue by partnering with local restaurants.

Newark Resident Sentenced to Prison for Bribing Letter Carriers to Deliver \”Pot\” Parcels

NEWARK, N.J. – An Essex County, New Jersey, resident was sentenced today to 24

months in prison for bribing mail carriers from the U.S. Postal Service  (USPS) to deliver to him parcels containing marijuana, U.S. Attorney Craig Carpenito announced.

Glenn Blackstone, 50, of Newark, previously pleaded guilty before U.S. District Judge Esther Salas to an information charging him with one count of giving bribes and one count of conspiracy to distribute marijuana. Judge Salas imposed the sentence today in Newark federal court.

According to documents filed in this case and statements made in court:

From October 2014 to September 2017, Blackstone purchased marijuana from a conspirator, who produced the marijuana in California and shipped it in parcels to New Jersey.  On multiple occasions, Blackstone bribed two USPS mail carriers to remove the parcels from the normal delivery stream and deliver them instead to him at various locations in Newark. These parcels had fictitious names and addresses on them and were not addressed directly to Blackstone. After receiving the packages from the mail carriers and paying the bribes, Blackstone then sold the marijuana to others in Newark.

In addition to the prison term, Judge Salas sentenced Blackstone to five years of supervised release.

One of the mail carriers, Leonard Gresham, 52, of Rahway, New Jersey, also was sentenced by Judge Salas today to three years of probation for taking bribes from Blackstone. Another mail carrier, Fred Rivers, 47, of Newark, was sentenced to three years of probation with a condition of one year of home confinement by Judge Salas on Jan. 23, 2020 for his role in the bribery scheme.

U.S. Attorney Craig Carpenito credited special agents with the USPS-Office of Inspector General, under the direction of Special Agent in Charge Matthew Modafferi, Northeast Area Field Office, and inspectors of the U.S. Postal Inspection Service, under the direction of Inspector in Charge James Buthorn, with the investigation leading to today’s sentencings.

The government is represented by Lee M. Cortes Jr., Chief of the Health Care Fraud Unit and Assistant U.S. Attorney Sean Farrell of the U.S. Attorney’s Office’s Special Prosecutions Division.

Guest Opinion: Trump Budget Again Proposes Failed Food Box Idea

Proposes Cutting Food Aid Spending by $181 Billion

President Donald Trump’s Fiscal Year 2021 budget proposal, released today, proposes slashing the Supplemental Nutrition Assistance Program (SNAP) – formerly known as the Food Stamp Program – by $181 billion over ten years. It also proposes eliminating SNAP benefits – which can now be used by program participants to obtain the food of their choice at supermarkets, farmers markets, and corner stores – and replacing them with a box of shelf-stable food provided by the government, an idea rejected in two previous years by members of Congress of both parties. In response, Joel Berg, CEO of Hunger Free America, a nationwide direct service and advocacy organization, issued the following statement:

“Though it is unlikely that this proposal will become law, it is troubling that the Trump Administration – for a third time – is calling for a massive new governmental bureaucracy to micro-manage the food consumption of low-income Americans. Amazingly, this proposal would slash food aid but somehow manage to grow the size of big government. There’s no way one can improve nutritional outcomes among families on SNAP by reducing the amount of money they have available for fresh fruits, vegetables, and milk. This proposal would add stress to the nonprofits that serve these individuals and hurt the grocery industry by taking SNAP participants out of the grocery store. It’s no wonder that Republicans and Democrats in Congress, the food industry, and anti-hunger advocates and service providers all panned this nonsensical idea the two times it was previously proposed. Re-runs are bad enough when they are good shows – they are especially horrible when everyone has already panned the show the first time it ran. Year after year, month after month, day after day, the Trump Administration proposes new ways to increase the pain of struggling families. It’s like a cruelty ultra-marathon, but once again, low-income Americans and advocates for them will rise up against such cruelty, outlast their oppressors, and defeat such heartless, counter-productive proposals.”

GCAS’s My Furry Valentine Adoption Event

Fall in love with a new pet

(Clayton, NJ) This Valentine’s Day residents have the opportunity to fall in love with a new furry friend during the Gloucester County Animal Shelter’s (GCAS) My Furry Valentine adoption event taking place on Feb. 14.

Click to enlarge

Freeholder Director Robert M. Damminger said, “Even our animals are looking for their special someone on Valentine’s Day. We have plenty of great animals looking for their forever homes and we’re hoping this event helps connect some residents with animals that just need a little extra love this Valentine’s Day.”

Freeholder Deputy Director Frank J. DiMarco, who oversees the GCAS said, “This one-day adoption event features reduced-price and waived fees for dogs and cats. We’re hoping that this reduced cost event can help our animals find great homes and help residents who were on the fence about getting a furry companion use this opportunity to adopt.”

On Friday, Feb. 14 from noon to 4 p.m., dogs and cats five years old and younger will have their adoption fees reduced to $35 while dogs and cats six years and older will have their adoption fees waived.

“On a day made to celebrate loved ones and promote love, we encourage residents to extend that love to the animals in our shelter who have plenty of love to give,” added Freeholder Deputy Director DiMarco.

Residents must have their adoption applications approved by Feb. 14 to participate. Applications can be found at

http://www.co.gloucester.nj.us/depts/a/shelter/peradoptapp.asp

and can be completed online or mailed to the GCAS.

The Gloucester County Animal Shelter is located at 1200 North Delsea Drive in Clayton.

For more information call (856) 881-2828.

Members of the Gloucester County Commission for Women Sworn In

(Deptford, NJ) –Freeholder Jim Jefferson attended the swearing in ceremony of four members of the Gloucester County Commission for Women (CFW) who were confirmed for new terms.

Marguerite Stubbs, Gail Slimm, Lisa Cerny, and Beverly Wellons took the oath to continue serving the CFW, a fact-finding and advisory group who work to suggest and urge identified reforms in regards to treatment of women.

Freeholder Director Robert M. Damminger said, “Thanks to the continued work of individuals like these four women and the Commission for Women as a whole that our county is able to promote reforms in regards to the treatment of women.”

Freeholder Jefferson, who serves as liaison to the commission, said, “The work done by this commissions will always carry a lot of weight and we have so much respect for the members who work tirelessly to help support other women.  This is an appropriate time in our world to highlight the inequity women have faced in every facet of our culture, and change it for the better.”

Pictured: Marguerite Stubbs, Gail Slimm, Freeholder Jim Jefferson, Lisa Cerny, and Beverly Wellons

Marvin Pincus: \”All you need to get started in Snowboarding is an idiot and a six pack.”

Slim Randles | CNBNews Contributor

(olive-wolverine-471793.hostingersite.com)–

Marvin Pincus understands that times change, and he’s changed a lot, too. He’s a lot older now, of course, and it gives him more time to consider things, like snowboarding. There he was, the other day up on Parker’s Ridge, our fairly-

close-to-being-local ski slope, resting his arms on the antique wooden ski poles he’s used since the Hoover Administration.

And down the hill came young people, swooping and swooshing on snowboards and it got ol’ Marvin shaking his head.

“Back when I was young,” he said, “we had to work at this. You had to have skiing lessons, of course. Then you had to buy the right equipment and the right wax. Oh yes, the wax. You had to know just what kind of wax to use for the current temperature and what kind of snow you had. Then you practiced learning to stop and turn. For some strange reason, we thought it was important to be able to turn on skis, and to stop.

“But now we have these snowboards. Near as I can tell, all you need to get started in that sport is an idiot and a six pack.”

——–

Brought to you by Ol’ Jimmy Dollar, Slim’s children’s book about a happy hounddog man and his “kids.” See it at riograndebooks.com.

Det. Paul S. Skill President of Cape May County Chiefs of Police Association

Cape May Court House, New Jerse

y (Feb. 11, 2020)— Cape May County Prosecutor Jeffrey H. Sutherland announces the swearing in of Chief of County Detectives Paul S. Skill as the President of the Cape May County Chiefs of Police Association.

The ceremony took place on Saturday evening, February 8th, at La Finestra Ristorante in Sea Isle City.

Chief Skill and the other members of the Executive Board of the Chiefs Association were sworn in by U.S. Congressman Jeff Van Drew.

Chief Robert Regalbuto of the Wildwood Police Department was sworn in as Vice President; Chief Jay Prettyman of the Ocean City Police Department was sworn in as the Treasurer; and Chief Thomas Schutta of the Stone Harbor Police Department was sworn in as the association\’s Secretary.

The Cape May County Chiefs of Police Association includes all of the municipal Police Chiefs within Cape May County along with the County Prosecutor\’s Office, the County Sheriff\’s Department, the County Police Academy, the Station Commander of the Woodbine State Police Barracks, the Troop Commander of the Delaware River and Bay Authority, and Federal partners to include the FBI, DEA, and U.S. Secret Service.

The association meets monthly to coordinate training and law enforcement activities throughout Cape May County.

Chief Skill and the new members of the Executive Board were congratulated by N.J. Senator Michael Testa, Assemblyman Antwan McClellan, Freeholder Director Gerald Thornton, Freeholder Vice-Director Leonard Desiderio, Administrator Beth Bozzelli, Middle Township

Mayor Timothy Donahue

, and Chief Christopher Leusner, the President of the N.J. State Chief\’s Association, along with other local and State dignitaries and former Chiefs of Police.